Disability Income Plan of North Carolina

This program is sponsored by the State of North Carolina and governed by the Department of the State Treasurer.

The Disability Income plan of North Carolina (DIP-NC) provides benefits to eligible employees who become continuously unable to perform the duties of their usual occupation due to a mental or physical incapacity while actively employed.

All permanent full-time employees who work 30 or more hours per week will be enrolled in this program. You are covered under the Short Term Disability plan after one year of membership service in the Teachers' and State Employees' Retirement System (TSERS) or participation in the Optional Retirement Program (ORP). You are covered under the Long Term Disability plan after five years of participation in TSERS or the ORP. You can elect supplemental disability benefits from either Liberty Mutual (for TSERS participants) or from The Standard (for ORP participants) to bridge the income gap and to provide additional benefits.

The DIP-NC program is provided at no cost to you. The University pays the full cost for this program.

You are automatically enrolled in the DIP-NC program.

Short-Term Disability -- State Plan

• Income benefits are equal to 50 percent of your annual base rate of compensation up to a maximum of $3,000 a month 
• Short-Term Disability is payable for a period not to exceed 365 days 
• There is a 60-day waiting period before benefits become payable

For additional information, please to the Teachers and State Employees Retirement System Handbook.

Long-Term Disability -- State Plan 

• Income benefits are equal to 65 percent of your annual base rate of compensation up to a maximum of $3,900 a month
• If approved, the benefit continues as long as you remain permanently disabled and until you qualify for an unreduced service retirement

For additional information, please to the Teachers and State Employees Retirement System Handbook.

If you have questions about the benefits offered through this plan, please contact your department's Benefit Specialist.

The Benefits Administration Department, Office of Human Resources, is responsible for reviewing and revising as needed the content of this page.

The information contained in this website is not a contract and is subject to change. It should be understood that explanations in this summary cannot alter, modify or otherwise change the controlling legal documents or general statutes in any way, nor can any right accrue by reason of any inclusion or omission of any statement in this presentation. The most current information will always be found at the benefit carrier's home page. The Office of Human Resources designs these pages to be as current as possible; however, the benefit information provided herein is always subject to change.