Liberty Mutual Disability Plan

This program is sponsored by the University of North Carolina system and administered by Liberty Mutual.

The Liberty Mutual plan provides supplemental disability benefits to eligible employees during the period you are not eligible for the Disability Income Plan of North Carolina (DIP-NC). The plan pays benefits for employees who become continuously unable to perform the duties of their usual occupation due to a mental or physical incapacity while actively employed.  

All permanent full-time employees who work 30 or more hours per week and are members of the Teachers' and State Employees' Retirement System (TSERS) are eligible.

Rates are determined by the employee's annual income and monthly benefit amount.

You must enroll within 30 days for your date of hire. If you enroll at a later time, you will have to furnish evidence of insurability that is satisfactory to Liberty Mutual.

Provides replacement income while you are ineligible for the DIP-NC plan and supplements the State's plan when you are eligible.

• Income benefits are equal to 66 2/3% of your basic monthly earnings, up to a maximum of $10,000 a month. This program will coordinate with other income programs, including the DIP-NC program, once you are eligible for benefits.
• There is a 90-day waiting period before benefits become payable.
• Use the calculator linked below to help you calculate your premiums.

For additional information, please see the Liberty Mutual material at the link below.

If you have questions about the benefits offered through this plan, please contact your department's Benefit Specialist.

The Benefits Administration Department, Office of Human Resources, is responsible for reviewing and revising as needed the content of this page.

The information contained in this website is not a contract and is subject to change. It should be understood that explanations in this summary cannot alter, modify or otherwise change the controlling legal documents or general statutes in any way, nor can any right accrue by reason of any inclusion or omission of any statement in this presentation. The most current information will always be found at the benefit carrier's home page. The Office of Human Resources designs these pages to be as current as possible; however, the benefit information provided herein is always subject to change.