Long Term Care Insurance

This program is sponsored by the State Health Plan of North Carolina. The plan  administrator is Prudential Financial.

Long-term care is extended care you would receive at home, in an assisted living or nursing facility, adult day care or hospice.

Actively-at-work benefit eligible employees and retirees of the State Health Plan, their spouses, parents, parents-in-law, grandparents and grandparents-in-law, children age 18 and older and their spouses are eligible to enroll.

Your insurance premium will be determined based on the policy and benefit level your elect. Premiums are paid through after-tax payroll deductions.

The Prudential Long Term Care Web site provides rate quotes and online enrollment.

Long term care insurance will pay for full-time medical or support services if you should suffer a debilitating medical condition. Examples of such conditions include strokes, Alzheimer's Disease or prolonged serious illnesses.

You can learn details about the benefits at Prudential's Web site. When you access Prudential's Web site, you will need to enter certain information:

• The first page asks for a Group Name. In the text box, type "stateplan" (without the quotation marks) and click on "Continue."
• The next page asks for a password. In the text box, type "stateplanltc" (without the quotation marks). In the drop-down box, select "North Carolina" and click on "Login."

If you have questions about the benefits offered through this plan, please contact your department's Benefit Specialist.

If you have questions about a claim, or have experienced problems in receiving a reimbursement, contact Prudential Financial at 800-284-9648.

The Benefits Administration Department, Office of Human Resources, is responsible for reviewing and revising as needed the content of this page.

The information contained in this website is not a contract and is subject to change. It should be understood that explanations in this summary cannot alter, modify or otherwise change the controlling legal documents or general statutes in any way, nor can any right accrue by reason of any inclusion or omission of any statement in this presentation. The most current information will always be found at the benefit carrier's home page. The Office of Human Resources designs these pages to be as current as possible; however, the benefit information provided herein is always subject to change.