A.C. Newman & Company Accidental Death & Dismemberment

This program is sponsored by the State of North Carolina as part of the NCFlex benefit program. A.C. Newman & Company on behalf of Gerber Life Insurance Company is the plan administrator for the State.

This insurance program provides a benefit if you suffer a loss as the result of a covered accident while you are insured under the plan. It also pays a benefit if you suffer certain disabling injuries while covered. The coverage is effective 24 hours a day, 365 days a year. It includes accidents on or off the job, while traveling by car, plane, train, boat or any other public or private form of transportation.

All permanent part-time (20-29 hours per week) and full-time (30 or more hours per week) employees can elect coverage. Dependent coverage is not available under this program.

Premiums for this plan are paid solely through employee contribution as a pre-tax payroll deduction. Premiums are determined by the amount of insurance you choose for yourself and your spouse and/or dependent children:

Principal Sum	Employee	Family
$50,000	$0.96	$1.50
75,000	1.42	2.26
100,000	1.90	3.00
125,000	2.38	3.74
150,000	2.86	4.50
175,000	3.32	5.26
200,000	3.80	6.00
250,000	4.76	7.50
300,000	5.70	9.00
350,000	6.64	10.50
400,000	7.60	12.00
500,000	9.50	15.00

If you elect family coverage and a family member suffers a loss, the benefit paid is a percentage of the amount paid if you suffered a loss. Refer to the NCFlex Benefits Highlights for additional information.

If you are paid on a monthly basis, the full monthly contribution is deducted from each paycheck. If you are paid on a biweekly basis, half of your monthly contribution is deducted from the first two paychecks of the month.

You must enroll within 30 days of your hire date or a qualifying family status change, or during annual enrollment.

If you have questions about the benefits offered through this plan, please contact your department's Benefit Specialist.

If you have questions about processing a claim, contact A.C. Newman at:

A.C. Newman on behalf of Gerber Life Insurance Company
P.O. Box 991850
Redding, CA 96002
800-257-0930

Benefits Services in the Office of Human Resources is responsible for reviewing and revising as needed the content of this page.

The information contained in this website is not a contract and is subject to change. It should be understood that explanations in this summary cannot alter, modify or otherwise change the controlling legal documents or general statutes in any way, nor can any right accrue by reason of any inclusion or omission of any statement in this presentation. The most current information will always be found at the benefit carrier's home page. The Office of Human Resources designs these pages to be as current as possible; however, the benefit information provided herein is always subject to change.