Cancer Insurance

This program is sponsored by the State of North Carolina as part of the NCFlex benefits program. American Heritage Life/Allstate Workplace Division is the plan administrator for the State.

The Cancer Insurance Plan provides benefits to pay for expenses related to cancer and 29 other specified diseases. Covered benefits may include reimbursement for lodging, transportation, home recovery/hospice, and transplant costs. The plan offers both a low and high option with different levels of benefits.

This plan is intended for use in conjunction with a comprehensive medical plan and/or a healthcare flexible spending account. This plan is not a comprehensive medical insurance program.

All permanent part-time (20-29 hours per week) and full-time (30 or more hours per week) employees can elect coverage for themselves, their spouse and their unmarried dependent children up to age 22 (or up to age 26 if a full-time student).

Premiums for this plan are paid solely through employee contribution as a pre-tax payroll deduction.

Coverage Option	Low Option	High Option
Employee only	$6.78	$15.68
Employee and Family	$11.26	$26.06

If you are paid on a monthly basis, the full monthly contribution is deducted from each paycheck. If you are paid on a biweekly basis, half of your monthly contribution is deducted from the first two paychecks of the month.

You must enroll within 30 days of your hire date or a qualifying family status change, or during annual enrollment. You may be subject to certain waiting periods if you are a late enrollee.

For a summary of benefits, please visit the Benefit Highlights section of  the NCFlex Web site.

Mail claims to:
Allstate Workplace Division
Claims Department
Attn: Group Cancer
1776 American Heritage Life Drive
Jacksonville, FL 32224-6687
Phone: 800-521-3535

If you have questions about the benefits offered through this plan, please contact your department's Benefit Specialist.

If you have questions about processing a claim, or have experienced problems in receiving a reimbursement, contact American Heritage Life (Allstate Workplace Division) at 800-521-3535.

The Benefits Administration Department, Office of Human Resources, is responsible for reviewing and revising as needed the content of this page.

The information contained in this website is not a contract and is subject to change. It should be understood that explanations in this summary cannot alter, modify or otherwise change the controlling legal documents or general statutes in any way, nor can any right accrue by reason of any inclusion or omission of any statement in this presentation. The most current information will always be found at the benefit carriers' home page. The Office of Human Resources designs these pages to be as current as possible; however, the benefit information provided herein is always subject to change.