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You are here:Home / Human Resources / Benefits & Services / NCFlex Programs / Vision Care Plan

Last Revision:03/27/2009
Last Review:11/01/2003
Posted to Website:11/01/2003

Vision Care Plan

CONTENTS

Program Sponsor

This program is sponsored by the State of North Carolina as part of the NCFlex benefits program. Superior Vision Services (SVS) is the plan administrator for the State.


Description

The Vision Care Plan offers the option of full coverage for vision care services and materials from a network of more than 1,800 vision providers that includes ophthalmologists, optometrists and optical companies. Providers in the SVS network also include many optical chains and overnight service locations throughout the state. If your vision care is not provided by the SVS network, you or your provider can contact SVS with the provider's name, address and telephone number to begin the provider nomination process.


Eligibility

All permanent part-time (20-29 hours per week) and full-time (30 or more hours per week) employees can elect coverage for themselves, their spouse and their unmarried dependent children up to age 19 (or up to age 26 if a full-time student).


Cost

Premiums for this plan are paid solely through employee contribution as a pre-tax payroll deduction.

Coverage Option
Plan 1
Exam & Materials
Plan 2
Materials Only
Plan 3
Enhanced Exam & Materials
Employee only
$6.84
$5.14
$9.98
Employee and Family
$17.37
$12.72
$25.10


If you are paid on a monthly basis, the full monthly contribution is deducted from each paycheck. If you are paid on a biweekly basis, half of your monthly contribution is deducted from the first two paychecks of the month.


Enrollment

You must enroll within 30 days of your hire date or a qualifying family status change, or during annual enrollment. You may be subject to certain waiting periods if you are a late enrollee.


Benefits

Summary of In-Network Benefits

BenefitPlan 1
Exam & Materials
Plan 2
Materials Only
Plan 3
Enhanced Exam & Materials
Vision Exam

$20 copay

n/a

$20 copay

Contact Lens Exam/Fitting Copay

$25 copay standard; covered in full
Specialty: up to $50

$25 copay standard; covered in full
Specialty: up to $50

$25 copay standard; covered in full
Specialty: up to $50

Frames

Up to $100 retail plus 20% discount on overages

Up to $100 retail plus 20% discount on overages

Up to $150 retail plus 20% discount on overages

Frequency of Services
Vision Exam

12 months

12 months

12 months

Lenses

12 months

12 months

12 months

Frames

24 months

24 months

12 months

Contact Lenses

12 months

12 months

12 months



For details on all vision plan options and benefits, including in and out of network benefits, refer to the NCFlex Benefits Highlight book.

Note: If you are enrolled in one of the PPO health plans, remember that your PPO plan provides for in-network coverage for one routine comprehensive eye exam per benefit period, subject to a copay amount. Also, the vision plan does not coordinate benefits with the PPO plans.


Claims

If you use in-network providers, you pay the provider directly for any appropriate co-payments or charges above your covered benefits. The in-network provider handles all claims and paperwork, so you don't have to.

When using a non-network provider, you must pay in full and submit a claim with an itemized bill for reimbursement.

Vision claims can be mailed to:

Superior Vision Services, Inc.
Attn: Claims Processing
P.O. Box 967
Rancho Cordova, CA 95741
Phone: 800-507-3800
Fax: 916-852-2277


Questions

If you have questions about the benefits offered through this plan, please contact your department's Benefit Specialist.

If you have questions about processing a claim, or have experienced problems in receiving a reimbursement, contact Superior Vision Services at (800) 507-3800.


Policy Revisions

Benefits Services in the Office of Human Resources is responsible for reviewing and revising as needed the content of this page.

The information contained in this website is not a contract and is subject to change. It should be understood that explanations in this summary cannot alter, modify or otherwise change the controlling legal documents or general statutes in any way, nor can any right accrue by reason of any inclusion or omission of any statement in this presentation. The most current information will always be found at the benefit carriers home page. The Office of Human Resources designs these pages to be as current as possible; however, the benefit information provided herein is always subject to change.


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© Copyright 2003 The Office of Human Resources, University of North Carolina at Chapel Hill. An Equal Opportunity Employer.