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Accidental Death & Dismemberment

Reliance Standard Voluntary AD&D Insurance

This program is sponsored by the University of North Carolina at Chapel Hill. The plan administrator is Reliance Standard Life Insurance Company.

This insurance program provides a benefit if you suffer a loss as the result of a covered accident while you are insured under the plan. It also pays a benefit if you suffer certain disabling injuries while covered. The coverage is effective 24 hours a day, 365 days a year. It includes accidents on or off the job, while traveling by car, plane, train, boat or any other public or private form of transportation.

The amount of insurance you purchase is called the Principal Sum. You can elect coverage in amounts of $10,000 to $500,000, not to exceed ten times your annual earnings.

All permanent part-time (20-29 hours per week) and full-time (30-40 hours per week) employees can elect AD&D coverage. You can elect coverage for your spouse or domestic partner and dependent children up to age 26. Your spouse/domestic partner’s coverage level cannot exceed your coverage level under the plan.

NCFlex – AC Newman Core and Voluntary AD&D Insurance

This program is sponsored by the State of North Carolina as part of the NCFlex benefit program. A.C. Newman & Company on behalf of Gerber Life Insurance Company is the plan administrator for the State.

This insurance program provides a benefit if you suffer a loss as the result of a covered accident while you are insured under the plan. It also pays a benefit if you suffer certain disabling injuries while covered. The coverage is effective 24 hours a day, 365 days a year. It includes accidents on or off the job, while traveling by car, plane, train, boat or any other public or private form of transportation.

If you enroll and elect the CORE benefit, the Principal Sum provided to you at no cost is $10,000. The State of North Carolina pays the entire cost of this benefit.

You can elect voluntary AD&D coverage in amounts of $50,000 to $500,000.

All permanent part-time (20-29 hours per week) and full-time (30 or more hours per week) employees can elect coverage. In addition to voluntary coverage for yourself, you can elect to cover your spouse and dependent children up to age 26.

For details on the Core and Voluntary AD&D coverage levels and benefits, refer to NCFlex Benefits Highlights.