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Flexible Spending Accounts

NCFlex – Health Care Flexible Spending Account

This program is sponsored by the State of North Carolina as part of the NCFlex benefits program. P&A Group is the plan administrator for the State. The Health Care Flexible Spending Account (HCFSA) is a pre-tax benefit for reimbursing employees for out-of-pocket medical expenses. This program is designed to supplement medical, dental and vision plan coverage by providing reimbursement for services not covered (or partially covered) by a comprehensive plan. The reimbursement amount is based solely on the employee’s contributions to the spending account.

Employees decide on the amount of their annual contribution. The annual contribution must be at least $120 per year and no more than $2,550 per year. The Health Care Flexible Spending Account requires employees to re-enroll every year. Reimbursement claims must be received by P&A Group no later than April 30 of the following year. (For example, you would have until April 30, 2017, to file a reimbursement for an expense that occurred between January 1, 2016, and March 15, 2017.) IRS regulations require that any contributions not claimed by the April 30th deadline are forfeited. There are no options for a rollover or refund to another tax year.

All permanent part-time (20-29 hours per week) and full-time (30 or more hours per week) employees can elect coverage.

For details on the Health Care Flexible Spending Account, including a complete list of eligible health care expenses, refer to NCFlex Benefits Highlights.

Dependent Day Care Flexible Spending Account

This program is sponsored by the State of North Carolina as part of the NCFlex benefits program. P&A Group is the plan administrator for the State. The Dependent Day Care Flexible Spending Account (DDCFSA) offers tax-free reimbursement for child care and dependent adult day care expenses. The Dependent Day Care Flexible Spending Account is designed to benefit employees with young dependent children or disabled dependents of any age.

Employees decide on the amount of their annual contribution. The annual contribution must be at least $120 per year and no more than $5,000 per year. The Dependent Day Care Flexible Spending Account requires employees to re-enroll every year. Reimbursement claims must be received by P&A Group no later than April 30 of the following year. (For example, you would have until April 30, 2017, to file a reimbursement for an expense that occurred between January 1, 2016, and March 15, 2017.) IRS regulations require that any contributions not claimed by the March 31 deadline are forfeited. There are no options for a rollover or refund to another tax year.

All permanent part-time (20-29 hours per week) and full-time (30 or more hours per week) employees can elect coverage.

For details on the Dependent Day Care Flexible Spending Account, including a complete list of eligible expenses, refer to NCFlex Benefits Highlights.

NCFlex Convenience Card

As an FSA participant, you may enroll in the NCFlex Convenience Card feature. You can use the NCFlex Convenience Card to pay for eligible health care expenses (the convenience card CANNOT be used for dependent day care expenses.) You conveniently pay your health care providers by directly charging the expenses on your card. Payments you make using the NCFlex Convenience Card are funded by the money in your FSAs. Unless specifically requested by the P & A Group, you are NOT required to submit back up documentation for convenience card transactions. Eligible purchases made with the card will not require submission of further documentation to prove they qualify. The P&A group will contact you directly if more information is needed.

To request an NCFlex Convenience Card, you must go online to the P&A Group and enroll for a card. As an alternative, you can call the NCFlex FSA Customer Service Center at 1-866-916-3475 and speak to a customer service representative to request cards.