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High Deductible Health Plan

UNC-Chapel Hill offers the High Deductible Health Plan (HDHP) through the State Health Plan of North Carolina. Non-permanent (Temporary) employees working an average of 30 (.75 FTE) or more hours per week are eligible for coverage under this plan.

This is a High Deductible Health Plan with features that include: Affordable Care Act (ACA) preventive care services and medications covered at 100% with In-network providers. The University contributes a portion of the monthly towards the plan’s cost.

To find out if you are eligible for this benefit, please contact Benefits at 919-843-8000.

  1. You must first contact the HR Benefits office 919-843-8000 or benefits@unc.edu of your interest to participate
  2. Next, you must go to the North Carolina State Health Plan Member Portal to complete your registration and enrollment.
    (*Note: You will not be able to initiate or complete step 2 until you have first contacted the HR Benefits office.)

Resources are available for eligible employees that are interested in learning more about this plan here.

Information on the site includes:

  • Enrollment Guide
  • Rate Sheet
  • HDHP Summary of Benefits
  • Employee FACT Sheet
  • 2015 Express Scripts’ National Preferred Formulary

To find a provider within the MedCost network, visit Medcost.com, click “Locate a Provider” and select “MedCost/MedCost ULTRA”

NOTE: Do not use the Find a Doctor icon found on the State Health Plan’s website.

The HDHP plan is a prepaid plan, which means you, will pay premiums one month in advance through a direct bill received from the billing administrator CobraGuard. View monthly premium rates for High Deductible Health Plan for Non-Medicare Subscribers.

For more information or if you are interested in applying for this coverage, please contact the Benefits Office at 919-843-8000 or benefits@unc.edu for further instructions.