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Life Events
Employment Status & Other Coverage

Other Life Events

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A change in employment — for you or your spouse — could mean a change in eligibility for benefits coverage. To be sure you have the coverage you need, explore the options you have when you experience a change in employment or change in coverage eligibility.

Change in Employment Status

For benefit purposes, a change in employment status means moving from one benefit-eligibility category to another. This movement in status usually involves a change from ineligibility to eligibility or vice versa, which could include changes like:

  • Going from part-time to full-time employment (20–29 hours per week to 30 or more hours per week).
  • Going from full-time to part-time employment (30 or more hours per week to 20–29 hours per week).
  • Going from temporary employment to permanent employment of 20 or more hours per week.

Please contact your assigned Benefits Consultant for more information.

Take note!
A change in employment status may result in a change in the monthly cost of your benefits deductions.

 

Newly Eligible for Other Coverage

Being newly eligible for other coverage is a qualified life event that allows you to make changes to your benefits. An example of new coverage eligibility is a spouse having a new job with new insurance coverage. In this case, you may want to remove the spouse from your current coverages.

Coverage changes for this life event must be made within 30 days of the “old” coverage ending.
Documentation of the new coverage is required:

  • Acceptable documentation is a letter from an employer detailing when coverage will begin and for whom.
  • You must upload the documentation for the new coverage in both the State Enrollment Portal and the UNC System Enrollment Portal in ConnectCarolina Self Service.

Loss of Other Coverage

Losing other insurance coverage is when you and/or your dependent/s may have been covered on another insurance plan whose coverage is ending.

These changes must be made within 30 days of the coverage ending.
Documentation of the loss of coverage is required:

  • Only one form of acceptable documentation is needed.
  • Acceptable documentation includes:
    • Letter from an employer detailing when coverage will end and for whom.
    • Creditable coverage letter from an insurance provider.
  • You must upload the documentation for the new coverage in both the State Enrollment Portal and the UNC System Enrollment Portal in ConnectCarolina Self Service.
In each portal, you will be asked to enter your life event information and personal information about yourself and dependents. For each person you add to your plans, you will need:

  • Full legal names
  • Dates of birth
  • Social Security numbers
  • Upload of documentation for the loss of other coverage.

How do I update my benefits information?

You can make changes to your benefits through ConnectCarolina Self Service.

Use the State Enrollment Portal to make plan changes for:

  • Health Insurance

Use the UNC System Enrollment Portal to make plan changes for:

  • Accident
  • Accidental Death & Dismemberment (AD&D)
  • Cancer & Specified Illness
  • Critical Illness
  • Dental
  • Flexible Spending Accounts
  • Group Term Life
  • Vision
See the Updating My Benefits page for instructions on: